FAN's CLIENT SERVICE MODEL
Our clients have come to expect a systematic series of planning and review meetings and discussions from us. We believe keeping your financial plan current and on track requires we meet regularly to discuss any changes to your personal or professional lives which should include event that would affect the proper execution of your plan.
Annual Planning Meeting
Date: January/February/ March
Meet in office or virtual
- Discuss life changes
- Confirm your goals and priorities for the year
- Present financial planning recommendations
- Implement portfolio updates/rebalancing as needed
What we'll cover
- Track progress/review life goals
- Track net worth
- Review cash flow and savings/distribution strategies
Mid-year Review
Date: June/July
Phone call
- Confirm completion of prior meeting’s to-do’s
- Comprehensive portfolio review
- General market update
What we'll cover
- Review investments
- Discuss asset allocation and recent performance
- Understand your risk score
Year-end Review
Date: September/October/November
Meet in office or virtual
- Discuss life changes and revisit goals
- Discuss open enrollment and group benefits
- Review insurance portfolio
- Discuss tax and estate strategies
What we'll cover
- Year-end investment strategies
- Protection strategies
- Beneficiary review
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
Asset allocation, which is driven by complex mathematical models, cannot eliminate the risk of fluctuating prices and uncertain returns.
Re-balancing may be a taxable event. Before you take any specific action be sure to consult with your tax professional.
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Cetera Wealth Partners is a region of Cetera Advisor Networks. Securities and advisory services offered through Cetera Advisor Networks LLC., member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
This site is published for residents of the United States only. Registered representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information, please contact the representative (s) listed on the site or visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com
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