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OUR APPROACH

Our approach is to help you set your financial goals, and provide you the guidance, tools and strategies that can help you achieve them.


You can expect us to do a thorough review of your current financial situation, discuss your goals, develop a plan designed to help you reach those goals, implement your plan, provide you with progress reviews over time, and make necessary changes as your life evolves and circumstances change. 

Our approach to the financial planning process

INTRODUCTORY MEETING – What you can expect

Our first meeting is a crucial step in financial planning and building a long-term relationship based on trust and communication. By having an open and honest conversation, we'll set the foundation for a successful relationship.

 

During the first meeting, we will discuss:

 

  • The financial planning process - discussing the steps involved in creating a financial plan and expectations
  • What you would like to accomplish with your finances - this is where we will discuss your financial goals, such as saving for retirement, paying off debt, buying a house, or any other financial objectives.
  • Background, qualifications, and experience - designed to help you understand our expertise and credentials.
  • How you will pay for the financial products and services provided – discussion of fees and expenses associated with the services and products you'll receive.

UNDERSTANDING YOUR SITUATION

After agreeing to the scope of the engagement, we gather info on your current finances and personal circumstances, discussing risk tolerance and exposure to longevity, economic, liability, and health-care risks.

GOAL SETTING

Now that we have an in-depth understanding of your situation, our next step is to establish your financial goals making sure we’re on the same page with our assumptions and forecasts about achieving your financial goals.

FINANCIAL STRENGTHS AND VULNERABILITIES ANALYSIS

Depending upon your current financial circumstances, including cash flow, asset protection, retirement planning, emergency fund and other financial data, we’ll set a course of action, and alternative courses of action to ensure you’re on track or if we need to make any adjustments.

CREATING FINANCIAL PLANNING RECOMMENDATIONS

Based on our fact finding, we’ll develop recommendations to help you meet your goals, considering all available options through financial modeling with reasonable assumptions. Our goal is to maximize the potential for reaching your goals, including life, health, and planning for future generations.

PRESENTING OUR RECOMMENDATIONS

When we present you with your financial plan, we’ll explain recommendations, assumptions and implementation timeline. During this meeting you will have the opportunity to provide feedback, ask questions and discuss adjustments to the plan.

IMPLEMENTING YOUR FINANCIAL PLAN

After discussing and agreeing on our recommendations, we’ll implement your plan with the products we discussed to help achieve your financial goals. 

MONITORING PERFORMANCE

We view monitoring and adjusting your plan as a collaborative process. Our job is to ensure you're on track to meet your financial goals, and your responsibility is to inform us of any changes in your personal circumstances that may require plan adjustments.

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